Articles
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Understanding the ASIC v Wallet Ventures Decision on Digital Assets
Read More: Understanding the ASIC v Wallet Ventures Decision on Digital AssetsOn July 24, 2025, the Full Federal Court of Australia dismissed the ASIC appeal in ASIC v Wallet Ventures Pty Ltd, affirming that Finder Wallet’s “Finder Earn” does not qualify as a “debenture” under the Corporations Act 2001, thus exempting it from licensing. This ruling impacts regulatory clarity for crypto-asset products.
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Implications of SEC’s Crypto Staking Scrutiny for Providers
Read More: Implications of SEC’s Crypto Staking Scrutiny for ProvidersThe SEC has intensified scrutiny on crypto staking, arguing that certain programs may be unregistered securities. A recent lawsuit against Coinbase indicates a focus on how staking services are marketed rather than the staking itself. This regulatory shift complicates compliance for both centralized and decentralized providers as firms reassess their strategies amid evolving legal standards.
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House Passes CLARITY Act: Impacts on Digital Assets and Regulations
Read More: House Passes CLARITY Act: Impacts on Digital Assets and RegulationsOn July 17, 2025, the U.S. House passed H.R. 3633, the Digital Asset Market Clarity Act, aiming to establish regulatory structure for digital assets. It defines roles for the CFTC and SEC, introduces clarity on digital commodities vs. securities, and includes provisions for stablecoins and AML compliance. The legislation signifies a shift towards legislative clarity…
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Understanding the GENIUS Act: U.S. Stablecoins Revolution
Read More: Understanding the GENIUS Act: U.S. Stablecoins RevolutionThe GENIUS Act was enacted on July 18, 2025, establishing the first federal framework for regulating payment stablecoins in the U.S. It requires issuers to maintain 1:1 reserves, comply with consumer protections, and undergo audits. The Act aims to enhance regulatory clarity, consumer safety, and the dollar’s dominance in digital transactions.
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Federal Guidance on Crypto Custody for Banks
Read More: Federal Guidance on Crypto Custody for BanksOn July 14, 2025, the Federal Reserve, FDIC, and OCC issued guidelines for banks engaging in crypto-asset custody, emphasizing risk management and regulatory compliance. The statement outlines responsibilities, including risk assessment, corporate governance, cybersecurity, and third-party oversight, while underscoring the need for proper safeguards and existing legal frameworks to be upheld.
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California’s First DFAL Crypto Enforcement: Coinme’s Case Explained
Read More: California’s First DFAL Crypto Enforcement: Coinme’s Case ExplainedOn June 25, 2025, the California DFPI enforced the Digital Financial Assets Law against Coinme, Inc. for violating transaction limits and disclosure requirements. Coinme must pay $51,700 in restitution and a $300,000 penalty while complying with new regulations. This marks increased scrutiny in the crypto sector aimed at consumer protection.
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SEC’s New Guidelines for Crypto ETP Disclosures Explained
Read More: SEC’s New Guidelines for Crypto ETP Disclosures ExplainedOn July 1, 2025, the SEC issued non-binding guidance outlining disclosure expectations for crypto asset ETPs. It aims to enhance transparency for investors by detailing requirements for risk disclosures, NAV calculations, service provider roles, and compliance. This guidance seeks to standardize the registration process and mitigate concerns surrounding crypto markets.
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Crypto Week: Congress Votes on Key Bills for Digital Assets
Read More: Crypto Week: Congress Votes on Key Bills for Digital AssetsAs Congress convenes “Crypto Week,” the House prepares to vote on three pivotal bills: the GENIUS Act for stablecoins, the CLARITY Act for digital asset jurisdiction, and the Anti-CBDC Surveillance State Act against a central digital dollar. These legislative efforts aim to resolve regulatory uncertainties, foster innovation, and enhance consumer protection in the crypto industry.
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CSBS Advisory on Virtual Currency and TNW Explained
Read More: CSBS Advisory on Virtual Currency and TNW ExplainedOn June 26, 2025, the Conference of State Bank Supervisors (CSBS) issued its first advisory guidance under the Money Transmission Modernization Act (MTMA), offering clarity on how virtual currency should be treated in calculating a money transmitter’s tangible net worth (TNW). The guidance is part of CSBS’s ongoing effort to promote uniform state supervision for…
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Are Tokenized Crypto Securities Still Securities?
Read More: Are Tokenized Crypto Securities Still Securities?In simple terms, tokenized securities are traditional financial assets—like stocks, bonds, or funds—represented as digital tokens on a blockchain. Instead of paper certificates or centralized databases, ownership is tracked and transferred using smart contracts and distributed ledger technology. They promise faster settlements, more transparent records, and access to global capital. But one question still lingers:…