

The GENIUS Act introduces a federal framework for payment stablecoins but does not exempt all businesses involved, such as exchanges and wallets, from existing money-transmission regulations. Companies must evaluate their roles in handling stablecoins, including whether they issue stablecoins or perform money transmission and how these activities are regulated federally and by individual states. The…

A startup has developed a noncustodial wallet that allows customers to sign transactions independently, without the company holding their private keys. Despite this, the startup’s compliance with money transmitter licensing remains ambiguous as it depends on the nature of its services and regulatory frameworks. Federal and state laws vary in defining money transmission, necessitating a…

The content discusses the launch of Tether’s USA₮ under the GENIUS Act and its implications for businesses entering the stablecoin sector. It emphasizes that the legal issuer, Anchorage Digital Bank, differs from Tether, which only provides technology and branding. The article also highlights the importance of understanding regulatory responsibilities, governance, and compliance structure. Bo Hines’s…

The Office of the Comptroller of the Currency has implemented final regulations under the GENIUS Act, effective January 18, 2027, providing stablecoin businesses with a defined operational framework. It requires issuers to evaluate products and redemption systems against new criteria, particularly concerning rewards programs. The rules eliminate a proposed presumption against certain commercial arrangements and…

Token compensation agreements should explain what recipients earn, when tokens must be delivered, and what happens if the relationship or project changes. Clear terms also need to account for wage requirements, securities compliance, and tax obligations.

The Blockchain Association supports a new SEC framework for token offerings but seeks changes to fundraising limits, transition filings, and secondary trading protections.

The GENIUS Act introduces a new federal framework impacting businesses involved with stablecoins. Companies need to reassess their operations to comply with this regulation, considering varied implications depending on specific activities, such as issuing or accepting stablecoins. Key dates include January 18, 2027, when significant regulations take effect, and July 18, 2028, which imposes further…

This week saw significant regulatory actions in the U.S. and Europe regarding cryptocurrency. The CFTC proposed a federal framework for leveraged crypto transactions and redefined gambling-related event contracts. In Europe, the ESMA urged compliance with regulations concerning noncompliant stablecoins and started plans for direct supervision of major crypto-asset service providers. Additionally, New York settled with…

This week, significant legal and regulatory changes in the crypto space emerged, highlighting the scrutiny on crypto businesses in the U.S. and Europe. The Independent Community Bankers of America challenged the OCC’s new chartering rule, while the U.S. Treasury imposed sanctions on the A7 Network, linked to Russia and Iran. Congressional investigations also targeted Tether’s…

On October 1, 2026, the SEC proposed a framework for crypto asset custody, allowing limited adviser self-custody and conditional usage of state trust companies. Firms must assess implications before adopting new digital asset strategies, pending final approval.